PaymentEvolution PRIVACY POLICY We encourage you to read this privacy policy to ensure you understand PaymentEvolution privacy practices. This policy is applicable all over the world and covers the PaymentEvolution's family of corporate websites either owned directly or related or affiliated or associated with PaymentEvolution, which include: o www.PaymentEvolution.ca o www.PaymentEvolution.net Collection of your personal information At the time of collection of any personal information on our corporate website, we will express our need for the collection of such personal data. Personal information is any information that can be used to identify an individual, and may include, but is not limited to, name, email address, postal or other physical address, title, occupation, and other information required to provide a service, deliver a product, or carry out a transaction you have requested. Some of the reasons we collect your personal information include: o Taking orders o delivery purposes o Understanding specific requirements of a person / corporation o collaboration efforts o registration to membership programs or newsletter subscriptions o provide registered users a more personalized and meaningful experience on the PaymentEvolution website. Uses of your personal information The use of your personal information by PaymentEvolution would be in the way it is specified when it was collected. We will not subsequently change the way your personal information is used without your consent. Some of the ways PaymentEvolution may use your personal information include: o To provide the ability to create personal profile areas and view protected content. o To provide the ability to contact you, and provide you with shipping and billing information. o To provide customer feedback and support. o To conduct questionnaires and surveys in order to provide better products and services to our customers and end users. Your completion of any questionnaires is voluntary. o To support recruitment inquiries. o To understand more about you, so we can personalize newsletters and websites to your preferences. o To allow you to forward information to another individual such as a friend or co-worker. PaymentEvolution does not store the personal information of the third party. We collect the information for the sole purpose of sending a one-time email. If you choose to use our referral service to inform a colleague or friend, we will only ask for a contact name and email address. o To meet contract obligations. Accessing and updating your personal information In order to keep the personal information you have shared with us accurate and up to date, PaymentEvolution requests they be notified of any changes to your personal information. Most of our sites allow you to make these updates yourself online via a particular program's member pages. Unsubscribing Subscriptions to some newsletters can be managed through the PaymentEvolution Online Subscription Program. In addition, each email newsletter includes instructions on how you can unsubscribe from that particular mailing. You may also unsubscribe from PaymentEvolution's various newsletters by sending a letter, including your name, email address and the title of the marketing material you wish to unsubscribe from to: PaymentEvolution Unsubscribe/Privacy 83 Galaxy Blvd., Suite 2 Toronto, Ontario M9W 5X6 CANADA Non-personal information collection In some instances, PaymentEvolution may collect non-personal (aggregate or demographic) data through cookies, web logs, and web beacons. This information is used to better understand and improve the usability, performance and effectiveness of the PaymentEvolution.com website. Sharing your personal information Your personal information is not sold or rented to third-parties for marketing purposes unless you have granted us permission to do so. Your personal information may be shared within PaymentEvolution or any of our worldwide subsidiaries for purposes of data processing or storage. Your personal information may be shared with authorized third-party agents or contractors in order to provide a requested service or transaction. For example, if we need to ship something to you, we must share your name and address with a shipping company. We only provide third-party agents with the minimum amount of personal information necessary to complete the requested service or transaction. We may need to respond to subpoenas, court orders, or legal process by disclosing your personal information and other related information, if necessary. We also may choose to establish or exercise our legal rights or defend against legal claims. We may collect and possibly share personal information and any other additional information available to us in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of PaymentEvolution's terms of use, or as otherwise required by law. While navigating PaymentEvolution's web site you may be directed to content or functionality that is hosted by a third party supplier, not on PaymentEvolution.net. When information is collected on behalf of PaymentEvolution exclusively, PaymentEvolution's privacy policy will be referenced on the site and will govern how your information is used. For other, non-PaymentEvolution sites, the site owner's privacy policy will be referenced. Personalization For certain users the websites or newsletters may be customized based on the information they previously provided or that was collected through PaymentEvolution.net websites in order to enhance the overall web experience. Security of your personal information PaymentEvolution endeavors to protect the personal information you share with us to the best of its ability. We utilize a combination of security technologies, procedures, and organizational measures to help protect your personal information from unauthorized access, use or disclosure. PaymentEvolution strive to protect your personal information, however PaymentEvolution cannot ensure the security of the information you transmit. It is strongly recommended that every precaution should be taken by you in protecting your personal information when you are on the Internet. For example, changing passwords often and making sure that a secure browser is used. Cookies PaymentEvolution websites utilize cookies, although you can still access most of them even if you choose to disable cookies in your browser. Some websites will not allow you to complete certain activities if cookies are disabled. Data retention PaymentEvolution will not retain your personal information longer than is necessary to fulfill the purposes for which it was collected or as required by applicable laws or regulations. Linked websites PaymentEvolution websites may provide links to other third-party websites which are outside our control and not covered by this policy. We encourage you to review the privacy policies posted on these (and all) sites. Children's privacy PaymentEvolution does not knowingly collect personal information from children. PaymentEvolution encourages parents and guardians to go online with their children. Here are a few tips to help make a child's online experience safer: Teach children never to give personal information (such as name, address, phone number, school, etc.) unless supervised by a parent or responsible adult. Know the sites your children are visiting and which sites are appropriate. Look for website privacy policies. Know how your child's information is treated. Transfer of personal information We may transfer your personal information to PaymentEvolution in Canada, to any PaymentEvolution subsidiary worldwide or to third parties acting on our behalf for the purposes of processing or storage. Updated on September 25 2008.